Money Worries

If you already have money problems now is a good time to get in touch with Citizens Advice. They can help make sure you are getting all the benefits you should be. They can help you make a plan to manage any debts you might have. This can really help reduce any worries and stress about money this is better for you and your baby. You can talk to your midwife or health visitor about this too – they can signpost you to support.

You may be worried about the cost of having a baby and buying everything you need. It can feel that there is an endless list of things you need to buy. Babies do not need as much as you might think when you see adverts and social media. Look at our pages on What do I really need for my baby and What to pack in your hospital bag to help you decide what to buy for your new baby.

Whatever your financial situation expecting a baby is a good time to look at your money situation.

• If you are in a relationship doing this as a couple can help you both decide who will be responsible for what. Set time aside when you are calm and not tired.
• Look at the money that comes in, and goes out, of your accounts each month. What will change now a baby is on the way?
• Talk about how you can share the costs and be honest about the difficulties you might face.
• Agree to talk again and set a time to do it.

If you are a single parent, both parents still have a responsibility to financially support their child. You may be able to work this out with each other. If you are not getting along with each other it can be trickier;

• Is there a person you both trust who can act as a ‘go between’ to discuss the practical side of sharing parenthood?
• Contact the Child Maintenance Service if you will need outside help to you sort out the finances.

Whatever your situation if you feel worried about debt or how you will pay for things or bills there is help available. Money worries are stressful and not good for you, your relationship or your baby.