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Work, Money And Budgeting In Pregnancy

When you find out you are pregnant there is a lot to think about;

What do you need to do about work / your benefits? How will you afford it?

It is exciting planning for your baby but can sometimes feel a lot to deal with.

  • You may not want to tell your employer or your benefits team that you / your partner are having a baby straight away. This is your choice – but pregnant women must let employers know by 15 weeks before the baby’s due date.

    Many people will let their boss know before this. Once they know the law says they must treat you fairly.

    • They must make an assessment to be sure your job is safe for you to continue in pregnancy exactly as before, and make ‘reasonable adjustments’ for you
    • You must be allowed paid time for appointments, and partners are entitled to paid time to attend two pregnancy related appointments with you.
    • Your employer / benefits team should help you work out the earliest date you can begin maternity leave and the pay you are entitled to.

    There is good information about your rights in pregnancy online. You will also find information on maternity pay / allowance and leave.

    Try these pages for up to date information;

    Citizen’s Advice Pregnancy pages *here*
    The GOV.Uk Pregnancy and Birth pages *here*
    Turn2Us Benefits and Grants Calculator *here*
    They have information for both parents so you can be confident of what you can expect and when.

  • If you already have money problems now is a good time to get in touch with Citizens Advice. They can help make sure you are getting all the benefits you should be. They can help you make a plan to manage any debts you might have. This can really help reduce any worries and stress about money this is better for you and your baby. You can talk to your midwife or health visitor about this too – they can signpost you to support

    You may be worried about the cost of a baby. It can feel that there is an endless list of things you need to buy. Baby’s do not need as much as you might think if you look at adverts and social media
    Look at our pages on (Links) ‘what do I really need for my baby’ and ‘packing your hospital bag’ to help you decide what you will have to buy for your new baby.

    Whatever your financial situation expecting a baby is a good time to look at your money situation.

    If you are in a relationship doing this as a couple can help you both decide who will be responsible for what.
    • Set time aside when you are calm and not tired.
    • Look at the money that comes in, and goes out, of your accounts each month. What will change now a baby is on the way?
    • Talk about how you can share the costs and be honest about the difficulties you might face.
    • Agree to talk again and set a time to do it.

    If you are a single parent both parents still have a responsibility to financially support their child. You may be able to work this out with each other. If you are not getting along with each other it can be trickier;

    • Is there a person you both trust who can act as a ‘go between’ to discuss the practical side of sharing parenthood?
    • Contact the Child Maintenance Service if you will need outside help to you sort out the finances

    Whatever your situation if you feel worried about debt or how you will pay for things or bills find help (see below). Money worries are stressful and not good for you, your relationship or your baby.


Who Can Help?

For support or advice young people, families and professionals can contact:

Just One Number for Norfolk Children and Young People’s Health Services Tel: 0300 300 0123 Monday-Friday 9am-5pm Saturday 9am-1pm.

Parents can use Parentline Text messaging service: 07520 631590

Young people aged 11-19 can text Chat Health on 07480635060

Other parents who are going through or have been through this before can be a big help to you, friends or family, or you could join our online forum to speak to Norfolk Parents
click *here* to find out more.

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